Source
https://www.buildingbetter.nz/annotatedbibliograpy/community-housing-provision-a-snapshot-of-changing-opportunities/ — original source (opens in a new tab; the file is not redistributed)
Context: thesis · Feeds: none
Summary
Research report documenting the state of NZ’s community housing provider (CHP) sector in 2019, drawing on document review and interviews with seven of 48 registered CHPs plus sector leaders. Situates the sector within a 100-year policy history of government withdrawal from affordable housing capital investment since 1990, and examines how 48 registered CHPs are attempting to fill the gap under inadequate and shifting policy settings. Includes a dedicated section on Māori CHPs and the structural barriers they face within a mainstream regulatory framework.
Key thesis insights
- NZ housing crisis in numbers (2019): median house price rose from <
400k to ~600k since 2013 (+50%); wages up only 20%; homeownership fell from 73.8% (1991) to 64.8% (2018); Social Housing Register held 13,966 applicants — 6,616 (47%) Māori — despite Māori being ~17% of population. OT_002 - Government capital collapse: community housing capital investment peaked ~
60/capita (real 2017) in the mid-1970s and collapsed to near zero after 1993; the Housing Corporation’s 3% underwritten loans and lower-quartile land releases were dismantled with no equivalent replacement — the primary structural cause of the current undersupply. OT_002 - CHP leverage and constraints: SHU capital grants of
139m to 33 CHPs (2011–15) produced313m in housing projects (~2.25:1 leverage); the 150% IRRS subsidy that replaced upfront grants costs government twice as much long-term while providing no equity for CHPs to build — structural mismatch between short-term budget optics and long-term capital formation. OT_002 - Waimahia Inlet case: Māori-led consortium (Tāmaki Collective, Te Tumu Kāinga, CORT, NZ Housing Foundation) built 295 affordable homes on 16ha Crown land (2014–18) using a mix of shared ownership, rent-to-buy, home saver, kaumatua and community rental tenures — identified as a replicable blueprint for CHP–government partnership. OT_002
- Māori housing governance: 10 of 48 registered CHPs are Māori providers; they have delivered 277 homes (2.26% of CHP total); under-representation attributed to structural mismatch — the IRRS-based system requires provider scale and equity that many whānau/hapū/iwi organisations do not yet have; Te Matapihi (est. 2011) and Te Puni Kōkiri Māori Housing Fund are the key support structures, but district plan barriers and loan finance on whenua Māori remain unresolved. OT_002
Connections
Referenced by